Terms & Conditions

1. Terms of Service

By accessing or using this website, you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please do not use our services.

2. Service Description

[BRAND NAME] operates as a loan assistance, documentation guidance, and referral service (Direct Selling Agent / DSA). We are NOT a bank, Non-Banking Financial Company (NBFC), or lending institution. We do not issue credit, disburse loans, or guarantee loan approvals. Our service is limited to matching applicant profiles with lending options from partner institutions and assisting in document preparation.

3. Accuracy of Information

You represent and warrant that all information you provide on our website forms (including name, mobile number, income, credit details, and property value) is accurate, truthful, and up-to-date. Providing false or misleading information may lead to the rejection of your enquiry by partner lenders and termination of our assistance.

4. Credit Evaluations & Underwriting

You understand that any preliminary eligibility checks or estimates generated by our website calculators or advisors are purely illustrative. Respective partner banks/NBFCs conduct their own independent credit assessments (including pulling your CIBIL report), physical property appraisals, and document verification before making a credit decision. We have no control over lender assessments or approvals.

5. No Fees Charged to Borrowers

We do not charge borrowers or users any direct fees for our referral services, profile matching, or documentation support. Any fees associated with processing your loan (e.g., processing fees, legal/technical assessment charges, valuation fees) are charged directly by the respective lender as per their policies. We advise users to beware of anyone claiming to represent us and asking for cash advances or upfront fees.

6. Limitation of Liability

In no event shall [BRAND NAME], its founders, or employees be liable for any direct, indirect, or consequential damages arising out of your use of our website, any delay or rejection of your loan application by partner banks, or the terms of any loan agreement entered into with a partner lender. All contracts and terms are strictly between the borrower and the respective lending institution.

7. Intellectual Property

The content, layout, design, text, and graphics on this website are the property of [BRAND NAME] and are protected by applicable copyright and intellectual property laws. Unauthorized reproduction or distribution is strictly prohibited.

8. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising from these terms or the use of our website shall be subject to the exclusive jurisdiction of the competent courts in India.