Zero-Fee Assistance • Direct Channel Partner

Planning to Buy or Construct Your Home?

Compare interest rates and evaluate home loan eligibility options across multiple banking partners with our dedicated professional assistance.

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Check Your Home Loan Eligibility

Tell us your requirement and get assisted

Referral Assistance Across India's Leading Banks & NBFCs
SBI HDFC Bank ICICI Bank Axis Bank Kotak Bank IDFC First

Home Loan Assistance For Different Needs

No matter what your home buying goal is, we match you with suitable options from our lender partner network.

Home Purchase

Assistance for customers planning to purchase a residential property, whether new launch, ready-to-move-in, or resale.

Construction

Explore financing options for eligible self-construction requirements on a plot of land owned by the applicant.

Balance Transfer

Explore available options for transferring an existing eligible home loan to a different lender for potential savings.

Top-Up

Explore top-up possibility details alongside a balance transfer or existing loan, subject to individual lender policies.

What Can Affect Home Loan Eligibility?

Lenders perform detailed checks during application processing. Understanding these factors helps prepare your file.

Income & Stability

Your net salary or business profits verify repayment capability. Higher incomes generally align with larger loan limits.

Credit Profile

A positive track record of repayment and high CIBIL scores improve profile evaluations by lending underwriters.

Existing Obligations

Active EMIs, credit cards, or other loans reduce your net monthly cash availability, impacting eligible limits.

Property Assessment

Lenders perform physical valuations and legal verification of the property title before final approval.

Eligibility is determined by the respective lender based on its internal policies and assessment. We guide you in showcasing your profile details accurately.

Our Assistance Process

How we guide your application from basic profile assessment to final lender decision.

01

Submit Enquiry

Provide basic inputs via our eligibility form or speak with a consultant.

02

Profile Assessment

We review your income stability, CIBIL indicators, and property status.

03

Explore Suitable Options

Identify potential lender matches from our partner institutions offering matching policies.

04

Documentation

We compile your KYC details, income slips, bank reports, and property legal layouts.

05

Application Processing

Submission is made to the chosen lender, followed by co-ordination for technical checks.

06

Lender Decision

Respective bank evaluates the case, issuing sanction letters and final disbursal amounts.

Home Loan Frequently Asked Questions

Answers to popular questions about home loans and processing rules.

What is a Home Loan?
A Home Loan is a secured credit facility provided by banks or NBFCs to buy, construct, or renovate a residential property. The property serves as security until the loan is fully repaid.
How much Home Loan can I get?
Lenders usually offer up to 75% to 90% of the property's agreement value, subject to your net income eligibility, CIBIL score, and repayment capability.
What documents are generally required?
Generally, you need: KYC (Aadhaar, PAN), Address proof, Income proof (salary slips, 3-year ITR, audited financials for businesses), Bank statements (past 6-12 months), and Property documents (Chain of deeds, approved map plans, tax receipts).
Can self-employed people apply?
Yes. Self-employed business owners, traders, and professionals are eligible. Lenders evaluate business registration proofs, ITR forms, and banking transactions to assess eligibility.
Will my loan definitely be approved?
No. Loan approval is not guaranteed. The respective lender evaluates every application based on its eligibility criteria, credit profile, income, property, documentation and other applicable factors.

Planning Your Home Purchase?

Check your eligibility today and explore available loan matches with an advisor.

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